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Tuesday, Sep 09, 2025

New design for Britain's most-forged banknote

The Bank of England says the new £20 note featuring artist JMW Turner will enter circulation in February.

The new design of Britain's most common, and most forged, banknote has been unveiled by the Bank of England.

Security features on the next £20 note, featuring artist JMW Turner, will include two see-through windows on the note and a metallic hologram.

In the first half this year, 88% of detected banknote forgeries were £20 notes, the Bank's statistics show.

The new design, which the Bank describes as its most secure, enters circulation on 20 February next year.


Why is the £20 note important?


The most commonly circulating banknote in Britain is the £20 note, with two billion of them in the system.

That is double the number of £10 notes in circulation, and far greater than the number of £5 notes (396 million) and £50 notes (344 million).

The popularity of the note is part of the reason for it also being the most likely to be forged.

The Bank discovered 228,000 counterfeit banknotes in the first half of the year, of which 201,000 were £20 notes.

It has easily been the most commonly forged Bank of England banknote in each of the past 10 years.

The new £20 note will be the first to feature the signature of Sarah John, the Bank's chief cashier, who said: "The new £20 is an important part of our commitment to providing banknotes that people can use with confidence.

"Our polymer notes are much harder to counterfeit and, with the £20 being our most common note, this marks a big step forward in our fight against counterfeiting."

What will the new banknote look like?

The banknote will feature Turner's self-portrait, from 1799, currently on display in the Tate Britain, and one of his most eminent paintings - The Fighting Temeraire - which can be seen in the National Gallery.

In 2005, the painting - a tribute to the ship HMS Temeraire in Nelson's victory at the Battle of Trafalgar in 1805 - was voted Britain's greatest painting in a poll organised by the BBC.

The quote on the banknote - "Light is therefore colour" - comes from an 1818 lecture by Turner at the Royal Academy, where he first exhibited at the age of 15. His signature is from his will in which he bequeathed his work to the nation.


Others features include:

A large see-through window, based on the shape of the fountains in London's Trafalgar Square, with a blue and gold foil on the front depicting Margate lighthouse and the Turner Contemporary gallery in the town


A smaller see-through window in the bottom corner of the note inspired by Tintern Abbey


A metallic hologram which changes between the words "Twenty" and "Pounds" when tilted


The Queen's portrait in the see-through window with "£20 Bank of England" printed twice around the edge


A silver foil patch with the 3D image of the coronation crown


A purple foil patch containing the letter T, based on the staircase at the Tate Britain gallery

Bank of England governor Mark Carney said: "As the new Turner £20 testifies, money can be a work of art in everyone's pocket."

The note is replacing the current £20 note featuring the economist Adam Smith. Of the five characters on banknotes by the end of 2021, other than the Queen only Jane Austen - who has appeared on the £10 note since 2017 - is a woman.


What is the note made of?


The new £20 note will be the third Bank of England banknote to be made from polymer, following the new £5 note and new £10 note. The next version of the £50 note, to be launched by the end of 2021, will also be polymer.

The theory is that the plastic notes will be more sturdy, such as surviving a spin in the washing machine, and be more resistant to counterfeiting.

Banks in Scotland, Northern Ireland and the Isle of Man have issued plastic banknotes in the past.

How was Turner chosen as the face of the note?


The Bank received 29,701 nominations from the public after it announced it wanted to celebrate an artist on the note. Some 590 eligible visual artists were considered for the honour - about a fifth of whom are women.

A brief history of currency from the British Museum


Turner Contemporary: Did art transform 'no-go zone' Margate?


Consumers' credit card spending 'overtakes cash'


What is the least valuable British coin ever?


The list was considered by a Bank committee, which included independent experts. It drew up a shortlist of five - Turner, filmmaker Charlie Chaplin, sculptor Barbara Hepworth, painter William Hogarth, and designer Josiah Wedgwood - from which the Bank's governor, Mr Carney, made the final choice of the English Romantic artist Joseph Mallord William Turner, or JMW Turner (1775 - 1851).

He is known as "the painter of light" and described by artist Tracey Emin as a "wild maverick". The unveiling was held at the Turner Contemporary in Margate, Kent. It was in the town that the London-born Turner, the son of a barber and wig maker, lived and more than 100 of his works were inspired by the East Kent coast.


Who are on other banknotes?


Sir Winston Churchill appears on the Bank of England's polymer £5 note.

Jane Austen was chosen to appear on the plastic £10 note after a campaign to represent women other than the Queen on English notes.

Computer pioneer and codebreaker Alan Turing will feature on the new design of the Bank of England's £50 note, to enter circulation by the end of 2021.

A host of different people have appeared on banknotes issued in Scotland and Northern Ireland. Ulster Bank's vertical £5 and £10 notes entered circulation in Northern Ireland in February.

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