London Daily

Focus on the big picture.
Saturday, Mar 14, 2026

'Millions face hardship' as government support ends

'Millions face hardship' as government support ends

The end of a range of government support schemes could leave millions of people facing hardship, think tanks and political groups have warned.

Mortgage holidays and jobs furloughing are to end on Saturday, with other support measures starting.

But there are still gaps in support that need filling, some organisations have said.

The Treasury said it had put in place a number of generous support schemes for individuals and businesses.

The mortgage holiday scheme introduced at the start of the Covid-19 crisis ends on Saturday as does the job furlough scheme, which is being replaced by the Job Support Scheme.

It will leave a fifth of mortgage holders - around 1.6 million households - worried about paying their mortgage over the next three months, according to the Joseph Rowntree Foundation.

The poverty campaign charity said: "There is a real risk that mortgage-holders on low incomes will be pulled into poverty and hardship."

It said 890,000 working households with a mortgage expect to see a drop in earnings over the next month, but 85% of them - 750,000 households - aren't eligible for any government support with their housing costs.

"It's not right that during a time of huge uncertainty, many households are discovering that they are excluded from the only lifeline that could help meet their housing costs," said Darren Baxter, policy and partnerships manager at the charity.

The Joseph Rowntree Foundation wants the Support for Mortgage Interest payment to be reformed to help people who lose their jobs to keep their homes as they weather the coronavirus storm.

Self-employed 'face double hit'


Self-employed homeowners could face a double hit as their grants are reduced, the Labour party said.

"Self-employed homeowners are facing a perfect storm because the government has decided to abandon them just as we head into the winter," said shadow chancellor Anneliese Dodds.

"There's still time for the government to stop a bleak winter for Britain's self-employed workers.

"It must remove the mortgage cliff edge, fix the gaps in its income support schemes, and help people defer the cost of interest payments."

From November, self-employed people will be able to apply for a third grant under the Self-Employment Income Support Scheme (SEISS) to cover the next three months, worth 40% of their pre-virus trading profits.

But that figure is down from the 80% offered during the first grant and 70% during the second application period.



Renters 'hit'


People renting their home are more likely to have fallen behind with their housing costs than mortgagers, according to the Resolution Foundation, which campaigns on living standards.

Its research suggests nearly one-in-eight private renters and more than one-in-six social renters are currently unable to cover their housing costs in full.

"Renters are being particularly badly hit," said Lindsay Judge, research director at the Resolution Foundation.

"They are much more likely to have lost their jobs and significant numbers are only managing by cutting other expenditures, drawing down on savings or getting into debt in order to meet their rent."

She called on policymakers to ensure the social security system supports struggling families effectively over the coming months and take urgent action to avoid an increase in homelessness.

"But landlords might also need to recognise that as household incomes fall, rents are more likely to need to go down than up," she added.

Landlords ask for help


Landlords, however, have called on the government to give the sector extra help to protect those who are renting.

The National Residential Landlords Association warned that 300,000 renters could be at risk of losing their jobs as the furlough scheme closes.

It said renters under the age of 35 will face the brunt of the crisis as those who find themselves on benefits will only be able to claim for a room in a shared house.

"With rates of Covid-19 rising, we need to do everything possible to sustain tenancies," said Ben Beadle, chief executive of the NRLA.

"The government needs urgently to step in and fund renters who are struggling as a result of the pandemic."

Job Support Scheme


The Treasury said the new Job Support Scheme which starts on Sunday, combined with the Job Retention Bonus, will cover at least 95% of the total employment costs for average previously furloughed employee until February.

"The Job Support Scheme will continue to protect jobs throughout the difficult months ahead and is part of our comprehensive Plan for Jobs," said Chancellor of the Exchequer, Rishi Sunak.

The Treasury added: "The JSS and JRB are just one part of our generous package of measures, that includes the extended business grants and Self-Employed Income Support Schemes announced last week, which will continue to support businesses and livelihoods across the country over the winter months."

Newsletter

Related Articles

0:00
0:00
Close
Middle East War Highlights Strategic Importance of Strong UK–Ireland Cooperation
Weak Growth Signals UK Economy Was Faltering Even Before Middle East Energy Shock
Marks & Spencer Tops UK Fashion Retail Rankings as Most Considered Brand
United States Launches Trade Investigation Into Allies Over Forced Labour Practices
United States Launches Trade Investigation Into Allies Over Forced Labour Practices
Russia Accuses Britain Over Storm Shadow Strike as London Reaffirms Ukraine’s Right to Self-Defence
Russia Accuses Britain Over Storm Shadow Strike as London Reaffirms Ukraine’s Right to Self-Defence
Royal Navy to Acquire Twenty Uncrewed Surface Vessels for Autonomous Warfare Testing
Russia Summons British and French Envoys After Ukrainian Storm Shadow Strike on Strategic Facility
Starmer Confirms Britain Will Maintain Sanctions on Russia Despite U.S. Policy Shift
UK Moves to Refine AI Definition in Investment Security Reform
UK Economy Stalls in January as Growth Unexpectedly Falls to Zero
Asian Energy Security Tested as Strait of Hormuz Disruption Threatens Oil Supplies
Iran Sets Three Conditions for Ending Regional War as Diplomatic Efforts Intensify
Tesla Secures Approval to Supply Electricity Directly to Homes Across Britain
Prince William Delivers Tribute to Australia’s Naval Alliance Amid Renewed Royal Spotlight on the Country
UK Foreign Secretary Travels to Saudi Arabia to Reinforce Support for Regional Allies
Putin’s ‘Hidden Hand’ May Be Assisting Iran in Conflict With Trump, UK Defence Secretary Warns
UK Sets April Deadline for Tech Platforms to Strengthen Online Protections for Children
Elon Musk Moves Into Britain’s Energy Market as Tesla Wins Licence to Supply Power
UK Watchdog Warns Fuel Retailers Against Profiteering Amid Iran War Price Surge
Report Claims Iran Used UK Charity Network to Expand Influence
United States and United Kingdom Establish Joint Standards for Counter-Drone Technology
Iran May Be Laying Naval Mines in Strait of Hormuz, UK Warns Amid Escalating Gulf Tensions
US Deploys Bunker-Buster Bombs to UK Airbase as Iran Conflict Intensifies
British Troops in Iraq Intercept Iranian Drones Targeting Coalition Base
Release of Mandelson Files Raises Tensions as UK Seeks Stable Relations With Donald Trump
UK Documents Reveal Starmer Was Warned About Mandelson’s Epstein Links Before Ambassador Appointment
Nearly Five Hundred UK Mortgage Deals Withdrawn in Two Days as Market Volatility Forces Lenders to Reprice
Three Cargo Ships Hit Near Iran as Attacks Spread to Strategic Strait of Hormuz
Why British Police Repeatedly Declined to Investigate Jeffrey Epstein’s UK Links
UK Parliament Ends Hereditary Seats in House of Lords, Closing Chapter on Centuries of Aristocratic Lawmaking
EU and UK Urge Israel to Act Against Rising West Bank Settler Violence Amid Regional Tensions
US Senator John Kennedy Says Keir Starmer Should Not Be Trusted for Military Advice Amid Iran War Debate
UK High Court Rejects Attempt to Revive Terrorism Charge Against Kneecap Rapper
Revolut Secures Full UK Banking Licence After Multi-Year Regulatory Wait
Kentucky’s Bench Boost Powers Wildcats Past LSU in SEC Tournament Opener
British Couple Die After Being Pulled From Water at Australian Beach During Family Visit
Global Energy Agency Announces Record Release of 400 Million Barrels to Stabilize Oil Markets Amid Hormuz Disruption
British Airways Suspends UK Repatriation Flights as Middle East Travel Disruption Deepens
US Forces Prepare Ordnance at RAF Fairford as Strategic Bombers Deploy for Middle East Operations
Nigel Farage Faces Criticism After Saying Britain Should Stay Out of Iran War
Landmark UK Trial Begins Over Sony’s PlayStation Store Pricing
UK High Court Rejects Bid to Challenge Britain’s Chagos Islands Agreement With Mauritius
Finnish Duo Triumphs in England’s Annual Wife-Carrying Race, Winning a Barrel of Ale
How U.S. and UK National Security Strategies Are Reshaping the Global Business Landscape
Green Party Gains Momentum as Labour Shifts Toward the Political Centre
Royal Navy Destroyer HMS Dragon Sets Sail for Eastern Mediterranean as Regional Tensions Rise
UK Homebuilder Persimmon Warns Iran Conflict Could Dent Property Buyer Confidence
Roman Abramovich Signals Legal Fight if UK Seeks to Seize Chelsea Sale Funds
×