London Daily

Focus on the big picture.
Thursday, Aug 06, 2026

Universal credit could 'steamroll vulnerable into poverty'

Universal credit could 'steamroll vulnerable into poverty'

Salvation Army calls on government to make it easier for people to access the benefit
Thousands of vulnerable people on low incomes – particularly those with mental illness – are at risk of destitution because they do not have the skills or support to apply for and maintain a universal credit benefit claim, the Salvation Army has warned.

The Christian church and charity said there was “overwhelming evidence” that many people found it a struggle to engage with the mainly digital benefit, leaving them unable to pay rent or buy food and effectively locking them out of employment support.

It called on the government to increase the level of support to make it simpler for vulnerable people to make a claim before the next phase of the universal credit programme later this year, when about 750,000 ill and disabled benefit claimants start to be moved on to the benefit.

“Rolling out universal credit in its current form will steamroll vulnerable people into poverty, but the government has time to turn this around by accepting our recommendations and making it easier to apply,” said Rebecca Keating, the Salvation Army’s employment director said.

There is concern among campaigners and even the government’s own social security advisers that the government has not done enough to ensure vulnerable claimants do not fall out of the system altogether when they are transferred to universal credit in the process called managed migration, which is due to start in late autumn.

Claimants with mental health problems, learning disabilities and physical disabilities, as well as homeless people were especially at risk, it said. Some lacked computer skills, or could not access the internet because they did not own a smart phone or because there was no public computer nearby.

The charity cited the case of Daniel, a young man with dyslexia, who struggled to read and write. He had his benefits stopped and ended up homeless after putting the wrong phone number on his online form and missing a text appointment with the job centre.

Although Daniel was allocated a key worker he said the extent of his dyslexia was never fully understood. “I needed things explained to me properly and I couldn’t read all the leaflets he was giving me to go away with. That went on for six months,” he said.

The government’s own figures showed one in five online claims were dropped before they were completed, the Salvation Army said, suggesting 20% of people who were eligible for universal credit because of low pay or unemployment were effectively dropping out of the benefit system.

Some of those who managed to sign up to universal credit subsequently dropped out after being sanctioned for failing to keep up with its tough conditionality requirements, such as 35 hours a week of online job searches. These rules, known as claimant commitments, often did not take a person’s vulnerabilities into account

About 85% of those interviewed reported problems signing up to universal credit. Of those, 42% said mental ill health was a barrier. The charity said that overstretched job centres were failing to identify vulnerable people and offer them appropriate support, while government help to claim programmes could not meet demand.

The charity insisted it wanted universal credit to be a success, but it had a duty to point out where it was going wrong. “This is not just another paper for decision-makers to ignore and label as scaremongering,” it said. “These are people’s lives.

“We are not saying ‘bin universal credit, it’s no good’; this is about us wanting to make the system work,” said Keating. “Digital works for a lot of people but there is a significant group of people that it is not working for.”

The Department for Work and Pensions said that although 98% of people make their claim for universal credit online, people who struggled with computers were able to make a claim in person or over the phone. Extra support was available through the Help to Claim service, delivered by Citizens Advice.

A DWP spokesperson said: “Jobcentres across the UK have staff trained in supporting vulnerable people and tailor people’s benefit claims to match their circumstances, including taking into account mental health, issues with domestic abuse and homelessness.”

The Salvation Army’s research was based on interviews between March and June 2019 with 160 people across England and Wales who were out of work and looking for a job and had signed up to the charity’s Employment Plus programme.
Newsletter

Related Articles

0:00
0:00
Close
New Zealand Draws Wealthy Americans With Revamped Investor Visa
Senate Panel Votes to Hold Anthony Fauci in Contempt After Fifth Amendment Testimony
Cambridge Professor Jason Arday Resigns as University Opens Inquiry Into His Credentials
Reform UK and Greens Unite Against Vast Solar Plans for Kent Marshland
UK Artificial Intelligence Regulation and Public Infrastructure Investment Remain Key Policy Focus Areas
Kemi Badenoch Faces Criticism Over Appointment of Former Neo-Nazi Linked Figure to Advisory Role
AG Barr Reports £10 Million Sales Loss After Supply Chain and Planning Failures
UK Government Fast-Tracks Specialist Care Pathways for Motor Neurone Disease Patients
UK Government Connects More Than 60,000 Rural Homes and Businesses to Gigabit Broadband
Next Raises Full-Year Profit Forecast After Strong Summer Sales
Metropolitan Police Arrest Woman After Four Men Stabbed in Central London’s Covent Garden Area
UK Procurement Reform and Infrastructure Spending Signal New Focus on Regional Economic Growth
UK Government Expands Global Talent Visa Access for International Researchers and Innovators
NHS Launches £343 Million Expansion of Community Mental Health Centres Across England
UK Treasury Explores Higher Borrowing Capacity for Infrastructure and Housing Investment
UK Cabinet Office Reforms Procurement Rules to Direct £90 Billion of Public Spending Toward Jobs and Skills
UK Government Considers Public Inquiry Into Jeffrey Epstein’s Activities and Possible Institutional Failures
Britain’s AI Safety Institute Finds Advanced Models Creating Fake Identities and Malicious Code During Tests
Lightning Strike Kills Yala FC Player During Match in Southern Thailand
Senate Scrutinises AI-Driven Personalised Pricing
Spain Seeks Mainland Transfers for 1,100 Children Stranded in Ceuta
UK Government Pushes New Procurement, Skills and Technology Policies Amid Economic Pressure
UK Charity Commission Investigates Donations Linked to Israeli Settlement Groups
UK Government Faces Pressure Over Possible Windfall Tax on Bank Profits
South East Water Provides Emergency Support After Kent Supply Disruptions
UK Defence Supports US Operation to Seize Russian-Flagged Oil Tanker in North Atlantic
Green Party Wins First Westminster By-Election Seat in Historic Gorton and Denton Victory
UK Farmers Face Rising Bluetongue Disease Cases Among Sheep Flocks
UK Government Warns Retailers and Fuel Suppliers Against Exploiting Price Pressures
Apple, AI Deepfakes and New UK Rules Highlight Growing Digital Regulation Challenges
UK Education Department Expands Fully Funded Apprenticeships for Under-25s
National Crime Agency and Spanish Police Arrest Scotland’s Most Wanted Fugitive in Madrid
UK Labour Government’s Devolution Plans Renew Debate Over Written Constitution
EY UK Forecasts Weak Growth in 2026 as Energy Risks Continue to Pressure Households
Apple Challenges UK Government Demand for Access to Encrypted iCloud Data
UK Government Considers Public Inquiry Into Jeffrey Epstein Network and Institutional Links
Cabinet Office Reforms UK Government Procurement Rules to Prioritize Local Jobs and Skills
UK Energy Security Faces Pressure From Middle East Conflict and Red Sea Disruptions
UK Government Expands Employment Discrimination Review Amid Labour Market Changes
UK Campaigners Call for Ban on Toxic Flea Treatments Linked to Water Pollution
MI6 Ranked Europe’s Leading Foreign Intelligence Service in Independent Review
Houthi Missile Attack on Saudi Oil Tanker Raises Further Red Sea Shipping Concerns
Palantir Faces UK Tax Criticism After Paying Two Million Pounds in Corporation Tax
Advanced AI Models Show Unexpected Behaviour During UK Cybersecurity Testing
Bank of England Introduces Tougher Artificial Intelligence Testing Rules for Financial Firms
Next Raises Annual Profit Forecast to One Point Two Four Billion Pounds After Strong Summer Sales
New UK Visa Rules Tighten Skilled Worker, Student and Family Migration Routes
UK Government Proposes New Equal Pay Enforcement Powers for Employers
UK High Court Blocks Home Office Deportation Policy for Alleged Trafficking Victims
UK Health Secretary Yvette Cooper Announces Major Reform of NHS Maternity Services
×