London Daily

Focus on the big picture.
Thursday, Jul 09, 2026

Universal credit could 'steamroll vulnerable into poverty'

Universal credit could 'steamroll vulnerable into poverty'

Salvation Army calls on government to make it easier for people to access the benefit
Thousands of vulnerable people on low incomes – particularly those with mental illness – are at risk of destitution because they do not have the skills or support to apply for and maintain a universal credit benefit claim, the Salvation Army has warned.

The Christian church and charity said there was “overwhelming evidence” that many people found it a struggle to engage with the mainly digital benefit, leaving them unable to pay rent or buy food and effectively locking them out of employment support.

It called on the government to increase the level of support to make it simpler for vulnerable people to make a claim before the next phase of the universal credit programme later this year, when about 750,000 ill and disabled benefit claimants start to be moved on to the benefit.

“Rolling out universal credit in its current form will steamroll vulnerable people into poverty, but the government has time to turn this around by accepting our recommendations and making it easier to apply,” said Rebecca Keating, the Salvation Army’s employment director said.

There is concern among campaigners and even the government’s own social security advisers that the government has not done enough to ensure vulnerable claimants do not fall out of the system altogether when they are transferred to universal credit in the process called managed migration, which is due to start in late autumn.

Claimants with mental health problems, learning disabilities and physical disabilities, as well as homeless people were especially at risk, it said. Some lacked computer skills, or could not access the internet because they did not own a smart phone or because there was no public computer nearby.

The charity cited the case of Daniel, a young man with dyslexia, who struggled to read and write. He had his benefits stopped and ended up homeless after putting the wrong phone number on his online form and missing a text appointment with the job centre.

Although Daniel was allocated a key worker he said the extent of his dyslexia was never fully understood. “I needed things explained to me properly and I couldn’t read all the leaflets he was giving me to go away with. That went on for six months,” he said.

The government’s own figures showed one in five online claims were dropped before they were completed, the Salvation Army said, suggesting 20% of people who were eligible for universal credit because of low pay or unemployment were effectively dropping out of the benefit system.

Some of those who managed to sign up to universal credit subsequently dropped out after being sanctioned for failing to keep up with its tough conditionality requirements, such as 35 hours a week of online job searches. These rules, known as claimant commitments, often did not take a person’s vulnerabilities into account

About 85% of those interviewed reported problems signing up to universal credit. Of those, 42% said mental ill health was a barrier. The charity said that overstretched job centres were failing to identify vulnerable people and offer them appropriate support, while government help to claim programmes could not meet demand.

The charity insisted it wanted universal credit to be a success, but it had a duty to point out where it was going wrong. “This is not just another paper for decision-makers to ignore and label as scaremongering,” it said. “These are people’s lives.

“We are not saying ‘bin universal credit, it’s no good’; this is about us wanting to make the system work,” said Keating. “Digital works for a lot of people but there is a significant group of people that it is not working for.”

The Department for Work and Pensions said that although 98% of people make their claim for universal credit online, people who struggled with computers were able to make a claim in person or over the phone. Extra support was available through the Help to Claim service, delivered by Citizens Advice.

A DWP spokesperson said: “Jobcentres across the UK have staff trained in supporting vulnerable people and tailor people’s benefit claims to match their circumstances, including taking into account mental health, issues with domestic abuse and homelessness.”

The Salvation Army’s research was based on interviews between March and June 2019 with 160 people across England and Wales who were out of work and looking for a job and had signed up to the charity’s Employment Plus programme.
Newsletter

Related Articles

0:00
0:00
Close
Prince Harry Suffers Major Court Defeat in Legal Battle Against Daily Mail Publisher
France and Morocco Open World Cup Quarter-Finals as Collina Defends Refereeing
Bonnie Tyler, Welsh Singer Behind Total Eclipse of the Heart, Dies at 75
Barclays and PwC Report Examines Economic Opportunities from Financial Asset Tokenisation
Pound Sterling Strengthens as Investors Anticipate Further Bank of England Rate Increases
British Business Bank Invests Twenty-Seven Million Pounds in Kraken Technology Defence Expansion
UK Business Secretary Peter Kyle Backs State Investment Strategy Inspired by US Approach
UK Electricity System Issues Margin Notice as Heatwave Tightens Evening Supply Outlook
Labour Leadership Contest Opens as Andy Burnham Emerges as Expected Sole Candidate
Tech Pulse: The Future of AI and Screen Culture
Global News Briefing: Escalating Geopolitical Tensions and Corporate Shakeups
Global News Brief: Escalating Conflicts, Public Health Crises, and World Cup Drama
Rare Early Copy of US Declaration of Independence Found in British Archive
Cornish Language Revival Gains Momentum Through Schools and Community Programs
UK Authorities Face Criticism Over Prisoner Early Release Safeguards
Clacton By-Election Set After Nigel Farage Resigns Seat to Trigger Contest
Government Agencies Review Long-Term Fiscal Risks from Aging Population and Low Productivity
UK Heatwaves Expose Pressure on Public Transport and Housing Infrastructure
UK Government Prepares Welfare Review Amid Debate Over Personal Independence Payment Reform
UK Government Expands Rapid Endometriosis Testing Across NHS Services
Vistry Group Issues Profit Warning as UK Housing Market Faces Continued Pressure
Virgin Media Receives Record Twenty-Eight Million Pound Fine Over Contract Cancellation Failures
Office for Budget Responsibility Warns UK Public Finances Face Long-Term Pressure
UK Watchdog Warns Regional Income Gap Has Barely Narrowed in Three Decades
IMF Raises United Kingdom Growth Forecast as Inflation and Energy Pressures Ease
UK Government Launches Regulatory Reform Bill to Speed Up Commercialization of Innovation
Prince Harry Loses Privacy Lawsuit Against Daily Mail Publisher After High Court Rejects Claims
Federal Financial Framework Shifts as Treasury Launches Universal Savings Program for Minors
Jet2 Reports Strong Summer Travel Demand as Bookings Rise Seven Percent
Prince Harry Loses High Court Privacy Case Against Daily Mail Publisher
British Universities Warn Against Potential European Union Tuition Fee Changes
Heal Fertility Clinic Investigated After Embryo Biopsy Sample Mix-Up
Resolution Foundation Warns Regional Income Divide Has Barely Improved Since 1997
British Markets Remain Cautious as Middle East Tensions Rise and Government Transition Nears
Andy Burnham Poised to Become United Kingdom Prime Minister in Expected Political Transition
Nigel Farage Resigns as Member of Parliament Ahead of By-Election Amid Funding Investigation
Trump Declares Iran Ceasefire Over After Renewed Attacks on United States Bases
French Court Allows Le Pen to Run for Presidency, but with an Electronic Tag: "I Will Appeal, and I Will Run"
$1.4 Trillion: The Lawsuit That Could Crush Meta
Europe's Growing Struggle with Extreme Heat and Air Conditioning
UK Daily Briefing: Legal Developments and Social Issues
Political Turmoil and Rising Costs
Anthropic Reengineers Agentic Architecture to Shift Autonomous Workplace Automation to the Cloud
Logic Flaw in Windows 11 Permission Architecture Silently Consumes Hundreds of Gigabytes of Local Storage
Apple Advances Late-Stage Operating Systems with Fourth Beta Deployments
Global Crisis Alert: Escalating Middle East Tensions and UK Political Upheaval
UK Parliament Pushes for Greater Domestic Control Over Critical Technologies
UK Parliament Warns Trade Fair and Exhibition Industry Is Losing Global Competitiveness
Police Launch Murder Investigation After Mother and Two Children Found Dead Near Bedford
British Chambers of Commerce Survey Shows Business Confidence Falls to Post-Pandemic Low
×