London Daily

Focus on the big picture.
Thursday, Oct 22, 2026

How to pay up to £80k less for a house you love – we reveal how to get the asking price down

How to pay up to £80k less for a house you love – we reveal how to get the asking price down

Yes, you really can get the house of your dreams and pay a lot less than your neighbours. Here's how...

There may be a recession on, but house prices have remained stubbornly high – to many people’s frustration. But if you are desperate to upsize or even get onto the ladder in the first place, we can help. We’ve discovered how to play less for a house you’ll love, without making too many compromises.

Phil Spencer feel our house price pain. ‘The market is extraordinarily busy,’ he admitted this week. ‘Didn’t I read that we’ve just had the highest increase in house prices for 16 years? Added to which there were £37 billion of agreed sales inside of a month. In anybody’s book this is a frantic market.’

In this sellers’ market, negotiations can be tricky. But that’s not to say you can’t save thousands on the home of your dreams, if you follow these tips from experts in the field.

1. Buy house number 13


            

Shockingly, research from GetAgent.co.uk has found that in parts of England and Wales, you can save up to £80,000 if you buy a house with the door number 13.

Even on average across the country, you are likely to make a saving of £7,500 – which should cover all your moving fees and more. The statistics say that homeowners paid an average of £222,500 for property with the number 13 in the last year. This is 3% less than the overall average house price of £230,000, or £7,500 less.

In the South West, you’ll pay an average of £32,815 less, and in the North East, you’ll get a £14,075 average discount. But the biggest savings to be made are in London – specifically Hammersmith and Fulham – where number 13 homes sell for 11.5% less than the average price for the area. That equates to a mighty discount of £80,750.

Such a big discount should be enough for anyone to put their superstitions to one side, in our view!

2. Get a valuation and negotiate


            

The fact of the matter is that some houses are put on the market for more than they are worth. A number of estate agents anonymously shared their secrets with Admiral Home Insurance, and admitted just that.

A senior negotiator in Gloucester advises: ‘A lot of estate agents put properties on the market for £10k to £20k more to give room for negotiating’

That’s why it’s essential to get a valuation. A sales director from Essex says. ‘You mustn’t let your heart rule your pocket. You have to stick to your budget. An agent should be within £5,000 to £7,000 of a surveyor’s valuation.’

Therefore, armed with your valuation, you are entirely within your rights to haggle the price down. After all, you don’t want to be left in negative equity.

3. Compromise on outdoor space


            

If you have your heart set on a particular area or even street, you may have better luck if you are able to settle for less outdoor space. ‘More buyers are looking for bigger gardens and country views, especially since lockdown,’ according to Admiral’s anonymous agents.

‘With people being stuck indoors during lockdown, it’s made them think about the space that they have or don’t have, and increased the importance of garden space.’ And that means, of course, that garden space commands a premium.

So if you can bare to sacrifice a view or make do with a smaller garden, you could save thousands.

4. Get extras thrown in – and don’t pay more for things you don’t need


                                

White goods? Curtains? Wood burner? It’s important to know what’s thrown in when you buy a house, and what you might be charged extra for. There are literally thousands of horror stories of new home owners arriving to their property to find that featured they thought were included had been stripped out. From light shades and bulbs to shower screens and even fireplaces.

You can save yourself thousands by negotiating appliances and features into the asking price. Or, if you don’t need them, by asking the owner to take them and drop their price.

Equally, make sure the owner IS taking all their old junk with them. Make sure it’s part of the agreement of sale. Otherwise, you could be lumbered with the cost of having it taken away.

Newsletter

Related Articles

0:00
0:00
Close
Government Injects One Hundred and Forty Million Pounds to Expand Urgent Care Ahead of Winter Crisis
Department of Health Warns Further Pay Rises Will Derail National Health Service Waiting List Targets
Major Environmental Emergency Declared in South Wales Following Aerospace Kerosene Spill
Tank Barrel Production Returns to Britain as Defence Contractors Accelerate Domestic Rearmament
Government Approves Controversial Jackdaw Gasfield Development in the North Sea
National Health Service Maternity Safety Review Condemned Over Flawed Artificial Intelligence Integration
Dozens of United Kingdom Government Services Taken Offline Amid Critical Software Vulnerability
Barclays Announces Five Thousand Job Cuts Citing Artificial Intelligence Productivity Gains
Treasury Relaxes Post-Financial Crisis Accountability Rules for City of London Executives
United Kingdom Government Issues Unprecedented Guidance Urging Citizens to Stockpile Essential Supplies
United Kingdom Consumer Inflation Accelerates to Eleven-Month High Driven by Transport Costs
United Kingdom Public Sector Net Debt Breaches Three Trillion Pounds Ahead of Autumn Budget
Department for Science, Innovation and Technology Commits Fifty Million Pounds to Establish Regional Artificial Intelligence Innovation Clusters
Ofgem Directs Major Energy Suppliers to Expand Vulnerable Household Support Funds Ahead of Winter Heating Season
Home Office and National Police Chiefs Council Unveil New Intelligence-Led Strategy to Tackle Organised Immigration Crime Networks
First Minister John Swinney Secures Scottish Parliament Approval for Comprehensive Climate and Green Energy Infrastructure Strategy
National Health Service England and Trades Union Congress Finalize Agreement on Emergency Winter Staffing and Pay Frameworks
HM Treasury and Department for Business and Trade Announce Multi-Billion-Pound Sovereign Investment Pact to Spur Regional Advanced Manufacturing
Bank of England Governor Andrew Bailey Signals Potential for Faster Interest Rate Cuts as Domestic Inflation Pressures Ease Below Forecasts
Parliamentary Inquiry Highlights Urgent Need to Address Housing Shortage as Scottish Completions Hit Eleven-Year Low
United Kingdom and Singapore Sign Comprehensive Financial Agreement to Deepen Digital and Sustainable Market Ties
Greggs Announces Plan to Close Four Manufacturing Facilities and Cut Seven Hundred and Forty Jobs
International Monetary Fund Raises United Kingdom Economic Growth Forecast While Warning of Inflationary Pressures
Energy Security and Net Zero Committee Urges Government to Shift Policy Costs Onto Gas to Lower Household Bills
Housebuilding Across Scotland Plummets to Eleven-Year Low Despite Government Pledges to Tackle National Housing Emergency
Greggs Announces Factory Closures Across Northern England and Scotland Affecting Seven Hundred Forty Jobs
United Kingdom and Singapore Conclude Eleventh Financial Dialogue in Singapore to Deepen Cooperation on Digital Finance and Capital Markets
Energy Security and Net Zero Committee Urges Government to Shift Policy Costs to Gas Bills and Tap Windfall Profits to Lower Consumer Prices
British Broadcasting Corporation Announces Major Cost-Cutting Overhaul to Close Linear Broadcast Services for Television Channels BBC Three and BBC Scotland Alongside Digital Radio Station BBC Radio Four Extra
London Capital Markets Face Renewed Scrutiny After High-Profile Offerings Underperform Post-Listing
Green Party Wins Historic First Westminster Parliamentary By-Election in Gorton and Denton
Environment Secretary Emma Reynolds Unveils Sweeping Regulatory Overhaul for English Water Industry
United Kingdom Health Security Agency Confirms Thirty-Four Cases in Kent Meningitis Outbreak
Ministry of Defence Prepares Heat Pump Subsidy Cuts to Fund Urgent Military Modernization
British and European Union Officials Schedule Long-Awaited Bilateral Leaders Summit for November Twentieth
Bank of England Governor Andrew Bailey Urges Strict Fiscal Credibility to Protect British Bond Markets
United Kingdom Inflation Rises to Three Point One Percent Driven by Escalating Fuel Costs
Profit Warnings Among London-Listed Companies Reach Two-Year High Amid Global Energy Shocks
Chancellor John Healey Signals Targeted Tax Changes on Banks and London Corporate Offices Ahead of Budget
British Government Reallocates Twenty-Five Per Cent of International Climate Finance to Global Biodiversity Projects
Initial British Carbon Border Taxes Set to Undercut Parallel European Union Tariffs on Industrial Imports
Whitehall Prepares National Zero-Interest Loan Initiative to Accelerate Domestic Heat Pump and Solar Adoption
European Union Offers British Automakers Access to Hybrid Vehicle Trade Protections Subject to Strict Regulatory Alignment
British Probation Officers Threaten Widespread Industrial Action After Rejecting Five Per Cent Government Pay Offer
Microsoft Abandons Major British Artificial Intelligence Data Centre Citing Severe National Grid Power Constraints
United Kingdom Inflation Accelerates to Three Point Four Per Cent Ahead of Chancellor John Healey's Inaugural Autumn Budget
Surging Cloned Number Plates Severely Complicate Traffic Enforcement and Police Investigations
Mounting Opposition Challenges Planned Rollout of Autonomous Taxis Across London
Influential Think Tank Urges Rejoining European Union to Navigate Geopolitical Crises
Government Review Recommends Slashing Benefits to Fund Youth Employment Initiatives
×