London Daily

Focus on the big picture.
Saturday, Feb 22, 2025

‘I spent four years couch-surfing and house-sitting to save for a flat’

‘I spent four years couch-surfing and house-sitting to save for a flat’

Four frugal years of house-sitting and sofa-surfing enabled this savvy dancer to save up for her first flat
At just over 400 sq ft, Emma Farnell-Watson’s first home is far from large. But after four years spent couch-surfing, house-sitting and lodging just being able to unpack her possessions feels like the height of luxury.

Keen to buy a place of her own, but without the bank of mum and dad or a hefty salary to fall back on, Emma, a ballet and contemporary dancer, decided her best option was to cut her living costs down to the bone.

She sacrificed stability for affordability, and by the start of this year had saved an impressive £50,000, which was enough to get her on to the property ladder at the age of 26.

“It was amazing being able to be nomadic for so long because it meant I saved a lot of money — but I was living out of a suitcase a lot of the time, with most of my clothes stored at my parents’ house,” said Emma. “I didn’t feel like I had a home.”

The longest Emma lived anywhere during her years on the move was a flat in London Bridge. It belonged to a friend who let her rent the spare room for about a year.

But in the year before the pandemic Emma was on the move constantly and had half a dozen different addresses.

Emma first moved to London in 2013 to study at the London Contemporary Dance School.

She graduated in 2016 and began to build her career, but quickly became disenchanted with the joys of the London rental market.

“Through my work as a dancer I have built a strong community of creative friends and contacts and moved from place to place — house-sitting while people were away on projects or renting lovely rooms at mates’ rates,” said Emma. “There was a significant amount of sofa-surfing involved as well.

“I think lots of people who work in creative industries consider home-owning in London as out of reach, but it is possible if you’re savvy about it.”

Emma moved into her one-bedroom flat in Barking in May. “It feels amazing,” she said.

Despite her years of saving, Emma’s budget was modest by London standards, so she opted for a £200,000 micro-flat by Pocket Living, a developer that specialises in building compact but budget-friendly apartments.

Emma is freelance, which means that she doesn’t have a set annual salary. But on a good year she earns about £45,000 and this allowed her to borrow £150,000 to pay for her flat. She also benefited from the stamp duty holiday.

“My flat is south-facing, which was really important to me, and I want to keep it fairly uncluttered, but it certainly doesn’t feel small to me,” she said.

“Having a terrace really makes a difference, and I am just really grateful to have my own kitchen.”
Newsletter

Related Articles

0:00
0:00
Close
Good News: Senate Confirms Kash Patel as FBI Director
Officials from the U.S. and Hungary Engage in Talks on Economic Collaboration and Sanctions Strategy
James Bond Franchise Transitions to Amazon MGM Studios
Technology Giants Ramp Up Lobbying Initiatives Against Strict EU Regulations
Alibaba Exceeds Quarterly Projections Fueled by Growth in Cloud and AI
Tequila Sector Faces Surplus Crisis as Agave Prices Dive Sharply
Residents of Flintshire Mobile Home Park Grapple with Maintenance Issues and Uncertain Future
Ronan Keating Criticizes Irish Justice System Following Fatal Crash Involving His Brother
Gordon Ramsay's Lucky Cat Restaurant Faces Unprecedented Theft
Israeli Family Mourns Loss of Peace Advocate Oded Lifschitz as Body Returned from Gaza
Former UK Defense Chief Calls for Enhanced European Support for Ukraine
Pope Francis Admitted to Hospital in Rome Amid Rising Succession Speculation
Senate Republican Leader Mitch McConnell, at the age of 83, Declares His Retirement.
Whistleblower Reveals Whitehall’s Focus on Kabul Animal Airlift Amid Crisis
Politicians Who Deliberately Lie Could Face Removal from Office in Wales
Scottish Labour Faces Challenges Ahead of 2026 Holyrood Elections
Leftwing Activists Less Likely to Work with Political Rivals, Study Finds
Boris Johnson to Host 'An Evening with Boris Johnson' at Edinburgh's Usher Hall
Planned Change in British Citizenship Rules Faces First Legal Challenge
Northumberland Postal Worker Sentenced for Sexual Assaults During Deliveries
British Journalist Missing in Brazil for 11 Days
Tesco Fixes Website Glitch That Disrupted Online Grocery Orders
Amnesty International Critiques UK's Predictive Policing Practices
Burglar Jailed After Falling into Home-Made Trap in Blyth
Sellafield Nuclear Site Exits Special Measures for Physical Security Amid Ongoing Cybersecurity Concerns
Avian Influenza Impact on Seals in Norfolk: Four Deaths Confirmed
First Arrest Under Scotland's Abortion Clinic Buffer Zone Law Amidst International Controversy
Meghan Markle Rebrands Lifestyle Venture as 'As Ever' Ahead of Netflix Series Launch
Inter-Island Ferry Services Between Guernsey and Jersey Set to Expand
Significant Proportion of Cancer Patients in England and Wales Not Receiving Recommended Treatments
Final Consultation Launched for Vyrnwy Frankton Power Line Project
Drug Misuse Deaths in Scotland Rise by 12% in 2023
Failed £100 Million Cocaine Smuggling Operation in the Scottish Highlands
Central Cee Equals MOBO Awards Record; Bashy and Ayra Starr Among Top Honorees
EastEnders: Four Decades of Challenging Social Norms
Jonathan Bailey Channels 'Succession' in Bold Richard II Performance
Northern Ireland's First Astronaut Engages in Rigorous Spacewalk Training
Former Postman Sentenced for Series of Sexual Offences in Northumberland
Record Surge in Anti-Muslim Hate Crimes Across the UK in 2024
Omagh Bombing Inquiry Concludes Commemorative Hearings with Survivor Testimonies
UK Government Introduces 'Ronan's Law' to Combat Online Knife Sales to Minors
Metal Detectorists Unearth 15th-Century Coin Hoard in Scottish Borders
Woman Charged in 1978 Death of Five-Year-Old Girl in South London
Expanding Sinkhole in Godstone, Surrey, Forces Evacuations and Road Closures
Bangor University Announces Plans to Cut 200 Jobs Amid £15 Million Savings Target
British Journalist Charlotte Peet Reported Missing in Brazil
UK Inflation Rises to 3% in January Amid Higher Food Prices and School Fees
Starmer Defends Zelensky Amidst Trump's 'Dictator' Allegation
Zelensky Calls on World Leaders to Back Peace Efforts in Light of Strains with Trump
UK Prime minister, Mr. Keir Starmer, has stated that any peace agreement aimed at ending the conflict in Ukraine "MUST" include a US security guarantee to deter Russian aggression
×