London Daily

Focus on the big picture.
Friday, Mar 27, 2026

Government changes rules on social care cap

Government changes rules on social care cap

The financial help poorer people get to cover their care will not count towards a new cap on costs, according to updated government plans.

It was announced in September that from 2023 no-one in England would pay more than £86,000 for care.

Now a tweak to the plan has been published, which critics say could see the poorest having to use more of their assets than better off people.

Shadow minister Liz Kendall called the move a "con" and a "total disgrace".

But a Department of Health and Social Care spokesman said the reforms would mean "everyone is better off" compared with the current system.

The government announced its long-awaited plan for social care - and a new tax to cover the cost - earlier this year, with one of the main proposals being the new cap.

It said no-one would be forced to pay more than £86,000 across their lifetime for the care they needed for daily tasks such as washing, dressing and eating.

But living costs in a care home - such as food, energy bills and accommodation - would not count towards the cap.

The new plan also said people with assets lower than £100,000 would be able to get more financial help towards their care costs.

However, the change would mean that help would not count towards their cap, with only the amount someone pays themselves going towards it.

This could see those with less than £100,000 in assets paying a larger proportion of what they have than someone with bigger savings who would hit the cap sooner.

'Little protection'


Chief executive of the Resolution Foundation, Torsten Bell, criticised the move, saying: "What sounds like a technical change will actually make a huge difference to how much families have to pay for care.

"The danger is that the cap on care costs will now offer little protection to poorer households' assets, while doing much more for those with significant assets - especially in the south of England."

Director of policy at charity The Kings fund, Sally Warren, also called the change "disappointing".

She said those with low to moderate levels of wealth with be the worst affected, adding: "They may well wonder why the prime minister's promise that no-one need to sell their house to pay for care will benefit wealthier people but doesn't seem to apply to them."

Liz Kendall, Labour's shadow social care minister, raised the issue in the Commons, and released a statement, saying: "This small print, sneaked out today under a cloud of Tory sleaze, shows Boris Johnson's so-called cap on care costs is an even bigger con than we initially thought.

"It has now been revealed that the poorest pensioners will have to pay even more.

"This Tory government has failed to be straight with those who've given so much to our country is a total disgrace, but utterly unsurprising. Our elderly people deserve better."

Newsletter

Related Articles

0:00
0:00
Close
Jaguar Land Rover Halts Production at UK Plant Amid Supplier Disruption
UK Police Reverse Position, Confirm Arrests Will Resume for Palestine Action Protests
UK Small Businesses Face Europe’s Steepest Cost Pressures, New Survey Reveals
US Envoy Urges UK to Proceed with King’s Visit Amid Diplomatic Sensitivities
FTSE 100 Drops Over One Percent as Middle East Tensions Weigh on Markets
UK CO2 Plant Set to Reopen as Authorities Move to Safeguard Supplies Amid Middle East Tensions
Trump Urges Stronger Defence Investment as He Questions Allied Naval Capabilities
New COVID Variant Detected in UK Raises Concerns Over Vaccine Effectiveness
FTSE Russell Moves to Standardise Free-Float Rules for UK and International Listings
HBO Max Launches in UK and Ireland, Marking Major Step in Global Streaming Expansion
UK Signals Readiness to Seize Russian ‘Shadow Fleet’ Vessels in Escalation of Sanctions Enforcement
Escalating Middle East Conflict Seen as Major Threat to UK Economic Stability
Early Challenges Mark Prince Harry and Meghan’s Australia Visit
UK Government Rejects Cover-Up Claims After Theft of Former PM Aide’s Phone
Cyprus Opens Strategic Talks with UK Over Sovereign Base Areas
UK Faces Risk of Sharp Inflation Surge Despite Stable Pre-Crisis Figures
UK Police Arrest Two Over Suspected Antisemitic Arson as Iran Link Investigated
UK Inflation Holds at Three Percent Ahead of Oil Price Shock from Iran Conflict
UK Fuel Prices Face Upward Pressure as Global Oil Trends Raise Cost Outlook
Girlguiding UK Sets September Deadline for Membership Policy Change Affecting Trans Participants
Germany and UK Accelerate Wind Power Expansion to Strengthen Energy Security
UK Moves to Ban Cryptocurrency Donations to Political Parties Over Foreign Influence Concerns
UK and Turkey Finalise Major Air Defence Agreement Worth Billions
Apple Introduces Mandatory Age Verification for iPhone Users in the UK
Diverging Views Emerge Over Meghan Markle’s Planned Australia Appearance
Trump Signals Frustration with UK Leadership Amid Diverging Approaches to Iran Conflict
UK Government Takes Control of Hunterston B as Landmark Nuclear Decommissioning Begins
UK Public Inflation Expectations Jump Sharply in March, Raising Pressure on Bank of England
UK Ministers Warn Expanded North Sea Drilling Would Deepen Exposure to Global Energy Volatility
Delayed UK Defence Investment Plan Leaves Suppliers Under Severe Financial Strain
Can Iran Strike the UK? Assessing the Real Military Threat as Conflict Escalates
Sanctioned Iranian Banker Linked to Luxury Marbella Villa Through UK Corporate Structure
Casey Bloys Navigates HBO Max UK Launch, Paramount Integration and Industry Buzz Over Netflix Meeting
Iran Conflict Sparks Sharp Turbulence in UK Mortgage Market, Reaching Pandemic-Era Disruption Levels
Major Donor Urges University of Kentucky to Reconsider Mitch Barnhart’s Post-Retirement Role
United Kingdom Moves to Lead International Effort to Reopen Strait of Hormuz
UK Police Investigate Targeted Attack on Jewish Ambulance Vehicles
UK Police Investigate Targeted Attack on Jewish Ambulance Vehicles
Senior UK Advocate Criticises Barnhart Retirement Appointment, Calls for Reconsideration
UK Finds No Evidence of Direct Iranian Threat to Britain, Says Prime Minister Starmer
Assessing Iran’s Strike Capability and the UK’s Readiness Amid Rising Tensions
NATO Unable to Confirm Iran’s Role in Strike on UK-US Base as Tehran Denies Involvement
University of Kentucky’s Youling Xiong Receives SEC Faculty Achievement Award for 2026
Trump Highlights Satirical Portrayal of UK Leadership Amid Talks with Prime Minister Starmer on Iran Conflict
Trump Highlights Satirical Portrayal of UK Leadership Amid Talks with Prime Minister Starmer on Iran Conflict
UK Fuel Prices Surge Toward Crisis Levels as Experts Warn of Further Sharp Increases
UK Fuel Prices Surge Toward Crisis Levels as Experts Warn of Further Sharp Increases
Duchess of Sussex Secures ‘As Ever’ Trademark Rights in Australia Ahead of High-Profile Visit
UK Reaffirms Security as Officials Reject Claims of Immediate Iranian Missile Threat
Rising Middle East Tensions Spark ‘Trumpflation’ Debate Over Impact on UK Households
×