London Daily

Focus on the big picture.
Friday, Jan 23, 2026

Government changes rules on social care cap

Government changes rules on social care cap

The financial help poorer people get to cover their care will not count towards a new cap on costs, according to updated government plans.

It was announced in September that from 2023 no-one in England would pay more than £86,000 for care.

Now a tweak to the plan has been published, which critics say could see the poorest having to use more of their assets than better off people.

Shadow minister Liz Kendall called the move a "con" and a "total disgrace".

But a Department of Health and Social Care spokesman said the reforms would mean "everyone is better off" compared with the current system.

The government announced its long-awaited plan for social care - and a new tax to cover the cost - earlier this year, with one of the main proposals being the new cap.

It said no-one would be forced to pay more than £86,000 across their lifetime for the care they needed for daily tasks such as washing, dressing and eating.

But living costs in a care home - such as food, energy bills and accommodation - would not count towards the cap.

The new plan also said people with assets lower than £100,000 would be able to get more financial help towards their care costs.

However, the change would mean that help would not count towards their cap, with only the amount someone pays themselves going towards it.

This could see those with less than £100,000 in assets paying a larger proportion of what they have than someone with bigger savings who would hit the cap sooner.

'Little protection'


Chief executive of the Resolution Foundation, Torsten Bell, criticised the move, saying: "What sounds like a technical change will actually make a huge difference to how much families have to pay for care.

"The danger is that the cap on care costs will now offer little protection to poorer households' assets, while doing much more for those with significant assets - especially in the south of England."

Director of policy at charity The Kings fund, Sally Warren, also called the change "disappointing".

She said those with low to moderate levels of wealth with be the worst affected, adding: "They may well wonder why the prime minister's promise that no-one need to sell their house to pay for care will benefit wealthier people but doesn't seem to apply to them."

Liz Kendall, Labour's shadow social care minister, raised the issue in the Commons, and released a statement, saying: "This small print, sneaked out today under a cloud of Tory sleaze, shows Boris Johnson's so-called cap on care costs is an even bigger con than we initially thought.

"It has now been revealed that the poorest pensioners will have to pay even more.

"This Tory government has failed to be straight with those who've given so much to our country is a total disgrace, but utterly unsurprising. Our elderly people deserve better."

Newsletter

Related Articles

0:00
0:00
Close
Trump Reverses Course and Criticises UK-Mauritius Chagos Islands Agreement
Elizabeth Hurley Tells UK Court of ‘Brutal’ Invasion of Privacy in Phone Hacking Case
UK Bond Yields Climb as Report Fuels Speculation Over Andy Burnham’s Return to Parliament
America’s Venezuela Oil Grip Meets China’s Demand: Market Power, Legal Shockwaves, and the New Rules of Energy Leverage
TikTok’s U.S. Escape Plan: National Security Firewall or Political Theater With a Price Tag?
Trump’s Board of Peace: Breakthrough Diplomacy or a Hostile Takeover of Global Order?
Trump’s Board of Peace: Breakthrough Diplomacy or a Hostile Takeover of Global Order?
The Greenland Gambit: Economic Genius or Political Farce?
The Greenland Gambit: Economic Genius or Political Farce?
The Greenland Gambit: Economic Genius or Political Farce?
Will AI Finally Make Blue-Collar Workers Rich—or Is This Just Elite Tech Spin?
Prince William to Make Official Visit to Saudi Arabia in February
Prince Harry Breaks Down in London Court, Says UK Tabloids Have Made Meghan Markle’s Life ‘Absolute Misery’
Malin + Goetz UK Business Enters Administration, All Stores Close
EU and UK Reject Trump’s Greenland-Linked Tariff Threats and Pledge Unified Response
UK Deepfake Crackdown Puts Intense Pressure on Musk’s Grok AI After Surge in Non-Consensual Explicit Images
Prince Harry Becomes Emotional in London Court, Invokes Memory of Princess Diana in Testimony Against UK Tabloids
UK Inflation Rises Unexpectedly but Interest Rate Cuts Still Seen as Likely
AI vs Work: The Battle Over Who Controls the Future of Labor
Buying an Ally’s Territory: Strategic Genius or Geopolitical Breakdown?
AI Everywhere: Power, Money, War, and the Race to Control the Future
Trump vs the World Order: Disruption Genius or Global Arsonist?
Trump vs the World Order: Disruption Genius or Global Arsonist?
Trump vs the World Order: Disruption Genius or Global Arsonist?
Trump vs the World Order: Disruption Genius or Global Arsonist?
Arctic Power Grab: Security Chessboard or Climate Crime Scene?
Starmer Steps Back from Trump’s ‘Board of Peace’ Amid Strained US–UK Relations
Prince Harry’s Lawyer Tells UK Court Daily Mail Was Complicit in Unlawful Privacy Invasions
UK Government Approves China’s ‘Mega Embassy’ in London Amid Debate Over Security and Diplomacy
Trump Cites UK’s Chagos Islands Sovereignty Shift as Justification for Pursuing Greenland Acquisition
UK Government Weighs Australia-Style Social Media Ban for Under-Sixteens Amid Rising Concern Over Online Harm
Trump Aides Say U.S. Has Discussed Offering Asylum to British Jews Amid Growing Antisemitism Concerns
UK Seeks Diplomatic De-escalation with Trump Over Greenland Tariff Threat
Prince Harry Returns to London as High Court Trial Begins Over Alleged Illegal Tabloid Snooping
High-Speed Train Collision in Southern Spain Kills at Least Twenty-One and Injures Scores
Meghan Markle May Return to the U.K. This Summer as Security Review Advances
Trump’s Greenland Tariff Threat Sparks EU Response and Risks Deep Transatlantic Rift
Prince Harry’s High Court Battle With Daily Mail Publisher Begins in London
Trump’s Tariff Escalation Presents Complex Challenges for the UK Economy
UK Prime Minister Starmer Rebukes Trump’s Greenland Tariff Strategy as Transatlantic Tensions Rise
Prince Harry’s Last Press Case in UK Court Signals Potential Turning Point in Media and Royal Relations
OpenAI to Begin Advertising in ChatGPT in Strategic Shift to New Revenue Model
GDP Growth Remains the Most Telling Barometer of Britain’s Economic Health
Prince William and Kate Middleton Stay Away as Prince Harry Visits London Amid Lingering Rift
Britain Braces for Colder Weather and Snow Risk as Temperatures Set to Plunge
Mass Protests Erupt as UK Nears Decision on China’s ‘Mega Embassy’ in London
Prince Harry to Return to UK to Testify in High-Profile Media Trial Against Associated Newspapers
Keir Starmer Rejects Trump’s Greenland Tariff Threat as ‘Completely Wrong’
Trump to hit Europe with 10% tariffs until Greenland deal is agreed
Prince Harry Returns to UK High Court as Final Privacy Trial Against Daily Mail Publisher Begins
×